By [http://ezinearticles.com/?expert=Carrie_Reeder]Carrie Reeder With a payday loan, getting emergency cash is simple and quick.
Unexpected expenses such as car or home repairs will crop up. If you are
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your bank account within the hour. Applicants Must Have Stable Employment History When compared to banks and other financial lending institutions, cash
advance lenders have lenient criterions. There are no credit checks.
Thus, you can get a rapid personal loan with decent or flawed credit.
Likewise, applicants do not need collateral or property to guarantee the
loan. Because cash advance lenders insist on funds being repaid within a
couple of weeks, they do enforce minimal requirements. For starters, each
applicant must have the same employer for at least 90 days. If you have
a practice of changing employers every few weeks, lenders will not
grant your loan request. Meet Minimum Age and Income Requirements Furthermore, cash advance lenders do not grant loans to minors. To get
approved, applicants must be at least 18-years-old. The payday loan
company may view your driver's license to validate age. Before approving a loan request, lenders must assess your power to pay
back the money. Hence, payday loan companies set a minimum income
requirement. In some instances, applicants must earn at least $1500/month.
Meanwhile, other payday loan companies have a minimum monthly salary of
$1000/month. Must Have a Valid Checking or Savings Account After a loan is approved, cash advance companies will deposit the funds
into your banking account. Loan companies with storefront locations do
not keep cash in the building. All transactions are completed
electronically. Additionally, applicants have the option of repaying the loan before
the due date. If the loan balance is not paid early, the loan company
will electronically draft the funds from your account on the due date. If
the money is not available, you will incur additional fees. To prevent
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